Retired and Need Income?
No need to rely on bonds, where the interest you get frequently changes. Although it’s true that a fixed-income portfolio can generate income, it’s incorrect to assume that it will generate as much income as a retiree might need. Retirees who maintain diversified portfolios have the opportunity to fare much better than retirees who are entirely allocated to fixed income investments. That’s because well-rounded portfolios maintain better capacity to generate the income that retirees need. Smart retirees not only maintain diversification, but they reduce their withdrawal rate as well during harsh market conditions. By lowering their income needs, they avoid selling while prices are at their lowest — again, helping to maintain their net worth for years (and decades) to come. To learn how to properly allocate your portfolio, contact us for a free consultation.
What is the You Index? The return YOU need to achieve your goals. Where do you find this return? Financial Planning is a good start. With our Financial Planning services, we help you identify your goals and create your road map to life. When we have identified your needs, we'll help you open your retirement accounts, investment accounts & introduce you to the trusted professionals appropriate for your situation.
Find out more about Ariba's Financial Planning, contact us, or give us a call at 800-808-7488. We'd love to hear from you!
Ariba now offers Wrap accounts. These accounts allow us to help investors with $25,000 or more in investable assets. With a wrap account we are able to overcome the "commission barrier" that forces individuals into mutual funds in order to diversify. Ask us how to open a Wrap Account today!
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