



Time – Even if you want to “dabble” in the stock market, experts suggest you need at least 1 hour a week per stock you plan to research.
Knowledge
– There is a vast amount of highly specialized
knowledge. Tax laws are constantly changing.
Market conditions change.
Desire – Do you really want to be spending your time monitoring your progress on your financial plan?
Temperament – do you get emotional with your financial decisions? Do you compartmentalize or do you examine the big picture?