

State a positive goal – “I want to save for my son’s college education.”
Set a date – “I want to save for my son’s college education by 12/31/2020.” – Putting a date on your goal makes it real
and places a deadline on
your goal.
Write it down – Put it on your computer screen, on your bathroom mirror. It’s good to have reminders staring at
your face.
Stay focused – start today! Investigate what it takes to reach your goal. Find out the cost of tuition, room &
board in today’s dollars. How
much will you need to save by then?
Meet with a financial advisor who can guide you through the process.