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*State a positive goal – “I want to save for my son’s college education.”
*Set a date – “I want to save for my son’s college education by 12/31/2020.” – Putting a date on your goal makes it real and places a deadline on your goal.
*Write it down – Put it on your computer screen, on your bathroom mirror. It’s good to have reminders staring at your face.
*Stay focused – start today! Investigate what it takes to reach your goal. Find out the cost of tuition, room & board in today’s dollars. How much will you need to save by then?
*Meet with a financial advisor who can guide you through the process.